Distinct Property Consultants' Preferred Insurance Partner

Protecting Property Investors, Developers and Portfolio Landlords with specialist insurance solutions designed for growing property businesses.

  • Specialist cover for property investors and developers

  • Portfolio, HMO and commercial property insurance

  • Fast quotes for acquisitions and refinancing

Protecting Your Property Investments

Distinct Property Consultants help investors identify opportunities, grow portfolios and build long-term wealth through property.

Insurance-Desk supports those investments by providing specialist insurance solutions designed for landlords, developers and property professionals.

Whether you're purchasing your first investment property, expanding a portfolio or undertaking a development project, our team can help protect your assets with tailored insurance solutions.

Insurance Solutions for Serious Property Investors

With access to specialist insurers and extensive experience within the property sector, Insurance-Desk can help arrange cover for everything from a single buy-to-let to complex property portfolios.

  • Property Owners Insurance

  • Portfolio Insurance

  • HMO Insurance

  • Commercial Property Insurance

  • Development Insurance

  • Rent Guarantee Insurance

Landlord Insurance

Essential cover for buy-to-let properties, protecting the building, contents, and your liability as a landlord.

Portfolio Insurance

Simplify your administration. Combine multiple properties onto a single policy with one renewal date and a competitive bulk premium.

Rent Guarantee

Protect your cash flow. If a tenant defaults, your income is secured, ensuring your mortgage and yield remain unaffected.

Legal Expenses

Comprehensive support for property disputes, eviction costs, and tax protection. Professional guidance when you need it most.

Commercial & Property Owners

Specialist cover for commercial units, blocks of flats, and mixed-use developments. Bespoke wordings for complex risks.

Directors & Officers (D&O)

Essential protection for Limited Companies and SPVs. Protects personal assets against claims of mismanagement or breach of duty.

Life Insurance

Protect the financial future of your loved ones. This cover provides a tax-free lump sum payment in the event of your death, helping your family pay off a mortgage, cover living costs, or maintain their standard of living.

Critical Illness Cover

Receive a tax-free lump sum if you are diagnosed with a specified, serious medical condition. This financial support helps you focus on recovery by covering specialized treatment, replacing lost income, or modifying your home.

Income Protection

Safeguard your monthly earnings if you are unable to work due to illness or injury. This policy provides a regular, tax-free replacement income to help you keep up with mortgage payments, rent, and daily household bills until you return to work.

Family Protection

Ensure your household remains financially secure if the unexpected happens. This tailored package combines specific covers to safeguard your dependents, protect the family home, and fund long-term commitments like children's education.

Business Protection

Secure the continuity of your business against the loss of key personnel. This cover provides the vital funds needed to recruit a replacement, buy out a deceased partner's shares, or protect business revenues if a business owner or key employee passes away or falls seriously ill.

Why Property Investors Choose

Insurance-Desk

Property moves quickly and insurance needs to keep pace.

  • Investor Focused - Solutions designed around landlords and property professionals.

  • Competitive Premiums: Solutions for single properties through to large portfolios.

  • Claims Support: A dedicated team to fight your corner if the worst happens.

  • Fast Turnaround: Quotes delivered quickly when opportunities arise.

  • Flexible Cover: Protection for SPVs, Limited Companies and professional landlords.

Start Your Enquiry

Ensure you're fully covered with insurance tailored to your needs.

Insurance-Desk is a trading name of John Robert Cox, authorised and regulated by the Financial Conduct Authority (FCA No. 305402). Protection products are subject to eligibility and underwriting. We’ll always explain key exclusions and limitations before you proceed.