Exclusive Insurance Deals

for On The Tools Members

Specialist protection built for tradespeople. Fast quotes, exclusive

access, and cover that works as hard as you do

  • Exclusive member-only deals

  • Built for trades & contractors

  • Fast online quote options

Insurance Built for the Trade

On The Tools has partnered with Insurance-Desk to give members access to specialist insurance solutions designed for life on site, on the road and on the tools.

Whether you want to protect your income, cover your tools, or get tailored liability and Contractors All Risks insurance, we'll help you find the right without hassle.

Insurance-Desk is a specialist broker with access to a wide panel of insurers and real people who understand complex trades and contractor risks.

EverydayProtect & ChildShield

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Affordable protection for everyday accidents, injuries and family life. Cover can include broken bones, UK hospitalisation, accidental permanent injury, accidental death and optional children’s cover.

ChildShield can also provide standalone cover for children, including broken bones, hospitalisation and specified serious conditions, from £6 per month.

Contractors Liability & Contractors All Risks

From Public Liability through to more specialist Contractors All Risks cover, we can arrange tailored protection to suit your trade contracts, tools, plant and project and trades exposures.

Fleet Insurance

We provide tailored fleet insurance to protect your business vehicles - from cars and vans to heavy goods vehicles - under a single, simplified policy.

Tool Theft Insurance

Your tools are your livelihood. Tool Theft Insurance helps protect you if your tools are stolen, so one bad day doesn't stop you earning.

Why On The Tools Chose Insurance-Desk

  • Specialist support for trades and contractor risks

  • Access to competitive insurers and tailored options

  • Straightforward advice with no nonsense

  • Real people handling your enquiry

Insurance-Desk is a trading name of John Robert Cox, authorised and regulated by the Financial Conduct Authority (FCA No. 305402). Protection products are subject to eligibility and underwriting. We’ll always explain key exclusions and limitations before you proceed.